What begins as a few hours a week on evenings or weekends can evolve into a sustainable business or career path that offers freedom and financial independence. If you’ve ever dreamed of turning your side hustle into your primary source of income, here are some of the most promising paths to consider in 2025.

Freelance writing and content creation

The demand for high-quality written content continues to grow. Businesses need blog posts, website copy, newsletters, and social media updates to connect with their audiences. Freelance writing can start as a small side project—writing articles for blogs or providing copy for small businesses—but can expand into a lucrative career.

Platforms like Upwork, Fiverr, and specialized freelance job boards provide access to clients worldwide. Over time, writers can niche down into areas like technical writing, SEO optimization, or thought leadership content. By building a portfolio and growing client relationships, many freelancers eventually earn steady income and even create content agencies of their own.

Graphic design and creative services

Creative services are another popular side hustle that often evolves into a full-time career. Graphic designers, illustrators, and brand consultants can offer services on a project basis, creating logos, social media graphics, or marketing materials. With design tools becoming more accessible, talented individuals can build client lists quickly.

The beauty of this side hustle is scalability: once you establish a reputation, you can raise rates, expand into brand consulting, or even create passive income through selling design templates or digital products. Many successful creative entrepreneurs began with small side projects and grew into full agencies or personal brands.

E-commerce and online stores

E-commerce has exploded in recent years, and it shows no signs of slowing down. From selling handmade crafts on Etsy to running a dropshipping store through Shopify, individuals can start small and scale up. A side hustle that begins with selling a few products online can evolve into a thriving business with global reach.

Success often comes from finding a niche market, developing strong branding, and leveraging social media for marketing. As profits grow, reinvesting in advertising, inventory, and customer service can transform a modest online shop into a full-time enterprise.

Tutoring and online education

Education has shifted dramatically with the rise of online learning platforms. Tutoring in academic subjects, teaching languages, or offering skill-based courses can all begin as side hustles. Platforms like VIPKid, Teachable, and Udemy make it easier than ever to share expertise and earn income.

Over time, tutors and educators can scale by creating digital courses, subscription-based learning communities, or coaching services. As the appetite for lifelong learning continues to expand, those who establish themselves as knowledgeable and effective teachers have the potential to turn part-time tutoring into full-time businesses.

Social media management

Businesses of all sizes recognize the importance of maintaining a strong social media presence, but many lack the time or expertise to manage it effectively. Social media management is a side hustle that can quickly grow into a full-time career. Tasks include creating content calendars, engaging with followers, running paid ads, and analyzing performance metrics.

As you gain experience, you can charge higher rates or manage multiple clients at once. Many successful social media managers eventually build agencies, offering additional services like branding, influencer partnerships, and email marketing.

Photography and videography

What starts as a hobby can evolve into a profitable career. Photographers and videographers can begin by shooting events for friends, selling stock photography, or creating content for local businesses. With high demand for visual content in marketing, e-commerce, and social media, talented creators have endless opportunities.

Over time, photography can scale into a full-time profession, whether through portrait work, weddings, commercial shoots, or content creation for brands. Adding videography skills increases earning potential even further, as video continues to dominate digital marketing.

Fitness coaching and wellness services

The health and wellness industry is booming, and many side hustlers are turning passion into profession. Personal trainers, yoga instructors, nutrition coaches, and wellness consultants can start small by offering classes or one-on-one sessions in person or online.

With platforms like Zoom and Instagram, building a client base has never been easier. As credibility grows, wellness professionals can scale by creating online courses, launching membership programs, or writing e-books. For those committed to health and wellness, this path offers both income potential and personal fulfillment.

Blogging and influencer marketing

Starting a blog or personal brand may not generate immediate income, but with persistence it can turn into a full-time career. Bloggers and influencers build audiences by creating valuable content, whether through articles, podcasts, YouTube videos, or social media posts.

Once an audience is established, income streams can include advertising, affiliate marketing, brand partnerships, and product sales. While it takes time to build credibility and trust, the scalability is significant. Many influencers have turned side projects into multimillion-dollar businesses by leveraging their personal brand across multiple channels.

Virtual assistance and administrative support

As businesses operate remotely, the demand for virtual assistants (VAs) has skyrocketed. VAs provide administrative support, handle scheduling, manage emails, and often take on specialized tasks like bookkeeping or marketing.

This side hustle offers flexibility and can grow quickly as you take on more clients. Experienced VAs often move into specialized niches, such as executive assistance, social media support, or project management. Some even build VA agencies, hiring other assistants to serve clients under their brand.

Real estate investment and property management

Real estate has long been a path to wealth, and many people start by treating it as a side hustle. Buying a rental property, managing short-term rentals, or even investing in real estate crowdfunding platforms can generate passive income.

With experience, property management can turn into a full-time business. Investors can scale by acquiring more properties, offering management services to others, or specializing in short-term vacation rentals. While real estate requires more upfront investment than other side hustles, it has the potential to deliver significant long-term rewards.

Writing and self-publishing books

With the rise of self-publishing platforms like Amazon Kindle Direct Publishing, aspiring authors can now turn their ideas into income-generating books. Many start writing as a side passion project but find that successful books provide consistent royalties.

Writers can build careers around publishing multiple titles, creating book series, or offering supplemental content such as courses and speaking engagements. While not every book becomes a bestseller, consistent publishing combined with effective marketing can transform writing from a side hustle into a sustainable career.

Consulting in your area of expertise

If you’ve built expertise in a particular industry, consulting can be a lucrative side hustle that grows into a career. Companies often hire consultants to provide outside perspectives, solve problems, or implement new strategies. You can start by offering consulting services part-time, then expand as demand increases.

Consultants frequently scale by developing frameworks, writing books, or launching group programs. Whether your expertise lies in marketing, finance, operations, or leadership, consulting allows you to monetize your knowledge and eventually transition into full-time entrepreneurship.

How to transition from side hustle to career

Turning a side hustle into a full-time career doesn’t happen overnight. It requires planning, consistency, and financial discipline. Start by setting income goals and tracking your progress. Reinvest profits into marketing, tools, or additional training to grow your business.

Build a strong personal brand and maintain professional relationships, as word-of-mouth referrals are critical. Finally, know when to take the leap. Once your side hustle provides consistent income that covers your expenses—or has the potential to with a full-time focus—you may be ready to make the transition.

Your pathway to independence, creativity, and long-term success

Side hustles are more than just part-time projects—they are opportunities to test ideas, develop skills, and build businesses on your own terms. From freelance writing and graphic design to real estate investment and consulting, countless side hustles can evolve into full-time careers. The key is to start small, stay consistent, and continually refine your approach.

As the workforce in 2025 becomes increasingly flexible and entrepreneurial, side hustles are no longer on the fringes of professional life. They are pathways to independence, creativity, and long-term success.

The post Side hustles that can turn into full-time careers appeared first on Talented Ladies Club.

When the call feels effortless, it’s because you prepared the right questions, framed outcomes clearly, and made next steps frictionless. This playbook shows you how to do exactly that—so your calls feel less like auditions and more like beginnings.

From first call to ongoing partnership

Prepare with purpose

Do quick research on their site, audience, and recent launches so you can speak in specifics, not generalities. If your niche includes adult-only webcam services such as cam to cam sex, state your content boundaries, age-verification process, and platform compliance plainly in your notes and opener. Draft three hypotheses about where your work could move the needle and arrive with examples that prove credibility. Preparation turns small talk into signal.

Open strong with a mini-agenda

Set the tone in the first minute with a simple agenda: goals, context, constraints, timeline, and next steps. Ask permission to guide the conversation, which establishes leadership without being pushy. Promise time for their questions at the end so they feel heard. Structure builds trust before you ever talk price.

Ask questions that reveal fit

Start with “What triggered you to look for help right now?” to surface urgency. Follow with “What would ‘great’ look like 90 days from today?” to anchor outcomes, not deliverables. Ask about constraints—budget, internal resources, and approvals—to de-risk surprises. Confirm who decides and how they decide so your proposal matches reality.

Diagnose and reflect value

Summarize what you heard in plain language, then translate pains into measurable opportunities. Tie each outcome to a lever you control and a metric they care about. Avoid jargon and overpromising; clarity beats cleverness. This is where credibility compounds.

Shape offers before you price

Describe two or three “shapes” for engagement: a sprint, a project, and a retainer. Explain what each unlocks and what it doesn’t, so expectations stay crisp. Listen for appetite and risk tolerance as they react. That context makes pricing feel logical, not abrupt.

Price with anchors and options

Lead with a premium option to anchor value, follow with a focused middle option, then a lean starter. Connect every number to ROI, risk transfer, or avoided costs. Share timelines and milestones so price lives inside a plan. Options give clients control without diluting your positioning.

Handle objections the calm way

Thank them for the concern, restate it to show you understand, then address it with evidence or a scoped tweak. If budget is tight, propose a phased path that proves value first. If timing is tricky, align to milestones and protect quality with boundaries. Curiosity beats defensiveness every time.

Set boundaries that protect momentum

Define communication windows, revision rounds, and decision timelines before anyone signs. Clarify what’s in scope, what’s out, and how change requests are handled. Boundaries reduce friction, prevent scope creep, and signal professionalism. Clients respect the lines you hold consistently.

Close with a tiny next step

End with one small, obvious action: a recap email you’ll send today, a link to book a strategy session, or an intro to the decision maker. Propose a dated follow-up with a simple “reply 1/2/3” choice tied to your options. Frictionless steps convert momentum into motion. Momentum is the currency of post-call success.

Follow up like a partner, not a vendor

Within four hours, send a crisp recap that reflects their words. List goals, constraints, and two or three scoped options with timelines and starting requirements. End with one call-to-action and a scheduler link. Your recap should be easy to forward and easy to approve.

Turn first wins into retainers

Design the first engagement to create proof fast, ideally in two to four weeks. Deliver one undeniable outcome that maps to their KPI, then propose ongoing optimization. Retainers stick when you pair predictable value with prioritized access. Think “partnership plan,” not “hours bundle.”

Systematize everything

Create reusable templates for agenda, notes, recap, and proposal so you never start from zero. Use a simple CRM to track urgency, decision process, and next action for every lead. Tag common objections and your best counters to sharpen over time. Systems turn luck into repeatability.

Know when to walk away

Disqualify early if ownership is unclear, budgets are hidden indefinitely, or timelines are chaotic. Watch for disrespect, moving goalposts, or refusal to discuss outcomes. A kind “no” is a strategic “yes” to better clients. Protect your calendar like you protect your craft.

Track the metrics that matter

Measure show-up rate, call-to-proposal rate, win rate, and time-to-yes. Track deal size by offer shape so you know which to lead with. Review recordings to study the talk-to-listen ratio and clarity of next steps. Improvement loves visibility, and numbers tell the story.

Words that work

Use reflective checks: “So I’m hearing X and Y—did I get that right?” Future-state frames help close: “If we meet 90 days from now and you’re thrilled, what changed?” When aligning on scope, try, “Would Option B give you the outcomes you described, or should we tune the milestones?” Script, then practice until it sounds like you.

Trust multipliers you can deploy quickly

Replace adjectives with outcomes: “Shortened onboarding by 42% in six weeks.” Offer a quick audit or prototype to demonstrate your thinking. Show your process visually so stakeholders can explain it internally. Social proof sticks best when it is specific and tied to results.

Keep the relationship warm between projects

Send a monthly insight note relevant to their goals, not a generic newsletter. Celebrate their wins publicly when appropriate and introduce them to helpful partners. Invite them to quarterly planning calls to align roadmaps and reprioritize. Relationships thrive on consistent, thoughtful touches.

Make every discovery call a bridge

Mastering discovery is about structure, empathy, and momentum. Prepare with intent, guide with clarity, and close with tiny next steps that feel obvious. Deliver a quick win, then formalize ongoing value with a retainer that protects outcomes. Do this consistently, and your calendar fills with clients who stay, grow, and refer.

The post Freelancers’ playbook: Turning discovery calls into long-term clients appeared first on Talented Ladies Club.

In this article, Experlu will walk you through the various types of penalties and late fees associated with Self-Assessment, what you can do to avoid them, and how to handle the situation if you find yourself facing one.

1) Understanding the different penalties and fees

HMRC imposes several types of penalties and fees when you miss a deadline or fail to comply with Self-Assessment requirements. Here’s a breakdown of the most common penalties:

Missed Deadlines Penalties

• Late Filing Penalty: If you don’t submit your Self-Assessment tax return on time, you’ll automatically incur a £100 penalty. This is the baseline penalty that applies to all late submissions, even if you don’t owe any tax.
  • When it applies: 1 day late, starting the day after the deadline.
  • How to avoid: File your return on time, or as soon as possible if you’ve missed the deadline.
• Ongoing Daily Penalty: If your return is more than 3 months late, you will incur an additional penalty of £10 per day, up to a maximum of £900. This penalty continues until you file your tax return.
  • When it applies: More than 3 months late.
  • How to avoid: File your return quickly to stop daily penalties from accumulating.
• Six Months Late Penalty: If your return is 6 months late, you will face a £300 penalty or 5% of the tax due (whichever is higher). This is an additional penalty on top of the £100 late filing penalty and the daily penalties.
  • When it applies: More than 6 months late.
  • How to avoid: Aim to file within 3 months to avoid escalating penalties.
• One Year Late Penalty: If your return is more than a year late, you’ll face another penalty of 100% of the tax due, meaning you’ll pay twice the amount you owe in penalties.
  • When it applies: More than 12 months late.
  • How to avoid: This level of penalty can be avoided by filing your return as early as possible.

Late payment penalties

In addition to filing penalties, HMRC also imposes penalties for late payment of any tax owed:

• Initial Late Payment Penalty: If you don’t pay the tax due by the deadline (31st January), you’ll incur a 5% penalty of the unpaid tax.
• Ongoing Penalty: If the tax remains unpaid for 6 months, HMRC will impose another 5% penalty of the unpaid tax.
• One-Year Late Payment Penalty: After a year, a further 5% penalty will be added.

Interest charges

HMRC also charges interest on any unpaid tax, which will accrue daily starting from the payment deadline. The interest is applied to any amount you owe after the deadline, including penalties.

2) What to do if you miss the deadline

If you’ve missed the deadline for submitting your Self-Assessment tax return, don’t panic. There are steps you can take to minimise penalties and fees:

Step 1: File Your Tax Return ASAP

The sooner you submit your tax return, the less you’ll pay in penalties. If you’re filing late, make sure to submit the return as soon as possible to stop additional penalties from accumulating.

• Online Filing: If you file online, you can do it quickly and easily through HMRC’s online portal.
• Paper Filing: If you prefer paper filing, you can submit your return by post, but remember this method must be submitted by 31st October if you want to avoid late filing penalties.

Step 2: Pay What You Owe

Along with filing your return, you should make sure to pay any tax owed. If you’re unable to pay the full amount right away, contact HMRC to discuss your options.

• Set Up a Payment Plan: HMRC offers a Time to Pay arrangement, allowing you to spread out your tax payments if you’re unable to pay in one go.
• Partial Payment: If you can’t pay the full amount, make at least a partial payment to reduce the amount subject to interest and late payment penalties.

Step 3: Consider Appealing the Penalty

If you have a legitimate reason for missing the deadline, you may be able to appeal the penalty. HMRC has discretionary powers to reduce or remove penalties if there’s a valid excuse.

Valid reasons for appeal:

• Serious Illness: If you were seriously ill or hospitalised during the tax return period.
• Bereavement: If you were dealing with the death of a close family member.
• Natural Disasters: If unforeseen circumstances like flooding or fire prevented you from filing your return.
• HMRC Error: If HMRC made an error or failed to send you the necessary reminders.

You can appeal online or by writing to HMRC, explaining the reason for the delay. Make sure to provide any supporting evidence (e.g., medical certificates, death certificates) to strengthen your case.

3) How to avoid late filing and payment penalties

The best way to handle Self-Assessment penalties is to avoid them altogether. Here are some practical tips to ensure you stay on top of your tax filing and payments:

1. Stay Organised

Keeping accurate records of your income and expenses throughout the year will make the filing process much easier. Use accounting software or a simple spreadsheet to track your earnings, business expenses, and receipts.

2. Set Up Reminders

Mark the important tax deadlines in your calendar well in advance. Set multiple reminders leading up to the deadlines to ensure you don’t forget.

3. File Early

Aim to submit your Self-Assessment as early as possible. This gives you extra time to make amendments if needed and can help avoid the last-minute rush.

4. Set Aside Funds for Tax Payments

As a self-employed individual, it’s a good practice to set aside a portion of your income for taxes throughout the year. Consider putting aside 20%-30% of your earnings to cover your tax bill, especially if you’re subject to payments on account.

5. Seek Professional Help

If you’re unsure about the Self-Assessment process or you have complex tax affairs, it may be worth consulting an accountant or tax advisor. They can help ensure that you submit your return on time and make the most of available deductions.

4. Can You Avoid Penalties If You’re Not Self-Employed?

Even if you’re not self-employed, it’s still important to file your tax return on time if you have other untaxed income, such as rental income, interest, or dividends. For employees, HMRC may require a Self-Assessment tax return if you earn above a certain threshold or have income from multiple sources.

5. What Happens if You Continue to Ignore HMRC?

Ignoring HMRC won’t make the situation go away. If you continually fail to submit your tax return or pay your taxes, HMRC can take more severe actions, including:

• Further Penalties: Continued failure to comply can result in more significant penalties.
• Enforcement Action: HMRC may begin enforcement action, including taking money directly from your bank account or wages through direct recovery.

If you’re facing a serious issue with your tax return, it’s essential to contact HMRC as soon as possible to discuss your options.

Stay ahead of the game

Filing your Self-Assessment tax return on time and paying your taxes promptly is crucial for avoiding penalties and maintaining a healthy financial record. While it’s important to understand the consequences of missing deadlines, it’s even more important to take steps to avoid these pitfalls.

Key takeaways:

• File early to avoid penalties and gain more time to make corrections.
• Pay what you owe as soon as possible to reduce interest charges.
• Appeal penalties if you have a legitimate reason for missing the deadline.
• Stay organised to ensure smooth filing for the next tax year.

By staying on top of your tax filing and payments, you can avoid stress and penalties and stay compliant with HMRC’s requirements.

The post How to handle Self-Assessment tax return penalties and late fees in the UK appeared first on Talented Ladies Club.

However, being an entrepreneur and freelancer can be tough and there will be a lot of hard work ahead of you if you’re going to thrive. You can’t just launch a business and expect everything to go smoothly. Instead, you need a plan in place for how you will outshine your competitors and maintain a loyal book of clients. Here you can learn more about what it takes to have a successful freelance career. 

Expertise and talent

It’s a good idea to define what your niche will be instead of trying to do it all. Pick the services you will offer based on your expertise and skill set. When you are doing what you love and are good at what you do it won’t feel like work at all. Think about what you are most passionate about and how you can offer the most value.

It’s important to take a step back and identify your skills and interests and what you believe will allow you to stand out from the crowd. Keep in mind that you can always expand your services and take on more in the future when you are in a better position to grow your business. 

Professionalism and a strong brand

You want to ensure that you and your company have a positive reputation. This will require that you are professional in all interactions. Work on building a strong brand that people come to know and recognise. Now is a good time to get your portfolio in order and update your social media profiles.

Invest in getting professional headshot portraits that you can post and share. You want to make sure that it’s an attractive photo that communicates your personality and makes you look like a trustworthy business owner. You want your portfolio and social media sites to do the talking for you and showcase your skills and best work.  

Strong online presence

As a freelancer, it’s more important than ever that you have a strong online presence. More and more people are going online to research companies and services before spending any money. You want to make sure that your business shows up in search results and that you can gain a large following on social media.

Engage with your followers on these platforms and use social media as a way to provide an additional outlet for customer service. Be sure to launch a user-friendly and aesthetically pleasing website that highlights your services and all the reasons why someone should hire you. Include high-quality images, contact information, and any sales or promotions that you are running.

You might also want to start a blog where you share valuable information and insights with your readers. 

Excellent customer service and effective communication

If you want to have a successful freelance career then it will take providing excellent customer service and having effective communication with clients. The pressure is on you to deliver outputs on time and budget. If there are any delays with your work or projects then you should notify your clients right away.

Keep the lines of communication open and your clients updated on your progress along the way. When you avoid confusion and misunderstandings you can build more trust with your customers. It will help if you are upfront and realistic about deadlines and timelines and do not try to take on too much at once. Establish clear terms of service and cancellation policies and set fair rates. 

Networking and marketing yourself

It’s also still important that you put yourself out there and meet new people in your freelance career. You should make time for in-person networking where you give out business cards and communicate your elevator speech about what you’re selling. It is a good idea to attend local events and conferences and join some different online communities as well.

There are also professional organisations in your industry that you may want to get involved in. Word-of-mouth and networking to advertise your services are great ways to spread the word about your freelance business. As you network, you may also want to identify a mentor who you can bounce ideas off of and get guidance from throughout your career. 

Good financial and time management skills

If you want to have a successful freelance career then you must have good financial and time management skills. You’re only one person with so much time and energy to give. If you try to take on too much then you risk missing deadlines and not delivering on your promise. Be sure to keep organised and make a list of to-dos that you can then put in priority order. Manage expectations with clients so they know what you’re thinking and what you can deliver.

Another essential task that will be on your plate is managing your finances. You should establish a process and system for tracking your expenses and income. Also, you’ll want to keep your personal and business finances separate to avoid confusion, and you’ll want to have a smooth and effortless way to send and collect invoices so you get paid on time.

Continuous learning and improvement

You will also want to make sure that you’re committed to continuous learning and improving your skills as a freelancer. You should work to stay on top of trends and be informed of the latest advancements in technology. Always be open to new opportunities and willing to challenge yourself so that you can achieve more.

It may help to gather feedback from clients so you know what you’re doing well and can identify areas for improvement. There are plenty of online and offline courses and conferences you can take and attend to help you boost your skill set and knowledge. 

Ready to have a successful freelance career?

You now know what it will take to have a successful freelance career. There’s no telling what you can accomplish when you stay focused and execute in the right areas. Keep working hard, be willing to take calculated risks, and step outside your comfort zone every so often. 

The post What it takes to have a successful freelance career appeared first on Talented Ladies Club.

But it also makes you a prime target for scammers who love nothing more than to exploit remote workers. From fake clients to phishing scams, there’s a lot of fraud out there.

To help you stay safe, Michael Moore, Chief Information Officer at Next Perimeter, a leader in cloud-first cybersecurity, explains the top scams to watch out for (and how to shut them down before they drain your bank account).

1) The urgent phishing email trick

You check your inbox, and there’s an email from your boss/client/vendor saying your payment details need to be updated ASAP. The email looks legit, and maybe even has a company logo, but they’re pushing you to act immediately and click a link.

Before you panic and click that link, take a deep breath – this is a classic phishing tactic. Clicking the link could lead you to a fake login page designed to steal your credentials, or worse, infect your computer with malware.

How to avoid the scam 

Never click on unexpected links or download attachments from emails, even if they seem official. Always verify urgent financial requests by contacting the person directly – not by replying to the email, but through a trusted phone number or chat. And if an email is riddled with typos or strange phrasing, that’s your cue to hit delete.

2) The tech support trap

You’re in the middle of your workday when a message pops up: Your computer has a virus! Contact IT support immediately! Or maybe you get an unexpected phone call from someone claiming to be from Microsoft, Apple, or even your employer’s IT team. They say your device is compromised, and they need remote access to fix it.

Spoiler alert: there is no virus. If you grant access, the scammer can steal your files, install malware, or demand a ransom to unlock your system again.

How to avoid the scam 

Legitimate IT support never contacts people out of the blue. If you get a suspicious call or message, don’t engage – hang up and contact your actual IT department or tech provider through an official channel.

3) The vanishing client con

You land a new gig, do the work, and send an invoice. Your client says payment is on the way. Then… crickets. Your messages go unanswered, you realise you’ve been ghosted, and that client just walked away with your hard work for free.

Unfortunately, some scammers pose as legitimate businesses or individuals just to collect free labour from unsuspecting freelancers. They often promise high rates, demand tight deadlines, and disappear as soon as the job is done.

How to avoid the scam 

Always get a contract in place before starting work, and if possible, request an upfront deposit – especially for large projects. Research new clients before agreeing to work with them (a quick Google or LinkedIn search can reveal a lot). And if someone seems too eager to hire you without asking for details, be cautious.

4) Ransomware: When hackers hold your work hostage

Imagine logging onto your computer and finding all your files locked. A message appears: Your files are encrypted. Pay $500 in Bitcoin to get them back. Congratulations, you’ve been hit with ransomware – a malicious software attack that kidnaps your data until you pay up.

Even if you pay, there’s zero guarantee you’ll actually regain access. Scammers often just take the money and leave you locked out.

How to avoid the scam 

Back up your work regularly on an external drive or cloud storage. Use strong antivirus software and never click on suspicious links or email attachments. If you ever see a ransom message, disconnect from the internet immediately and consult a cybersecurity professional.

5) Social media and website impersonation

You wake up to an email from a client: Hey, is this you? Why are you charging less for designs now than you charged me? Uh-oh – looks like someone’s cloned your social media or website and is using your name to scam people.

Imposters create fake profiles using your business name, photos, and credentials to trick clients into sending payments or sharing personal details. Meanwhile, your real reputation takes the hit when customers realise they’ve been duped.

How to avoid the scam 

Regularly search for your name or business online to catch impersonators early. Set up two-factor authentication (2FA) on all accounts and report fake profiles immediately. If you’re running a business, consider getting verified on social media to make it harder for scammers to impersonate you.

6) The dream job that costs you money

You stumble upon a remote job that sounds perfect – great pay, minimal experience required, flexible hours. You apply, get hired almost instantly, and then the company asks you to pay – for a background check, training materials, or special software – all before you can start.

In this scenario, you’ve almost certainly just been scammed. No real employer will ever ask you to pay out of pocket for job-related expenses. These scams often prey on job seekers desperate for work, taking their money and vanishing.

How to avoid the scam 

If a job asks for any upfront payments, run. Verify companies before accepting offers, and trust your instincts – if something feels off, it probably is. 

If something feels off, act on your instinct 

The best way to protect yourself from scams as a remote worker is to develop a healthy level of scepticism. If something feels off – whether it’s a client dodging payment discussions, an unexpected invoice, or an email pushing you to act immediately – pause and verify. 

Scammers rely on urgency and distraction, hoping you’ll react before thinking. Take a breath, check the sender, and always confirm through a second channel if someone asks for money, login credentials, or financial details. 

Secure your accounts with strong, unique passwords and enable two-factor authentication wherever possible. Keep backups of your work, and for the love of Wi-Fi, don’t do sensitive work on unsecured public networks without a VPN.

And remember – no legitimate employer will ever ask you to pay for a job. If someone’s asking for money before you’ve even started working, they’re not hiring you; they’re scamming you.

Next Perimeter is a leader in cloud-first cybersecurity, providing comprehensive protection for businesses through their unified, AI-powered platform. 

Founded in 2006, they specialise in Managed Extended Detection and Response (MXDR), Secure Access Service Edge (SASE), and integrated IT services. Their Zero Trust architecture and SaaS posture management deliver secure, optimised endpoint experiences without the need for servers or office space. 

The post Six scams remote workers need to be aware of appeared first on Talented Ladies Club.

With the deadline for submitting tax returns (31 January) already in the rearview mirror, it’s time to focus on how you can stay ahead of the game this year and make sure your next tax season doesn’t send you into a panic.

The good news is that a little organisation, some smart tools, and a touch of productivity magic can turn tax season from a dreaded upheaval into smooth sailing. In fact, by preparing in advance and staying on top of things, you’ll find that your next self-assessment tax return doesn’t have to be stressful at all. 

To help you, Reena Cruz, a PDF Productivity Expert at Xodo, a comprehensive PDF and document management platform, explains her top five tips on how to have a zen-like tax season experience come next January.

1) Track your income and expenses regularly

It’s easy to let paperwork slip through the cracks when you’re juggling clients, projects, and deadlines. But regular tracking is key to making sure you don’t get overwhelmed when it’s time to file your taxes.

Start by dedicating a little time each week to go through your income and expenses. This can be as simple as logging your earnings and business costs, including purchases for supplies, travel expenses, and any other deductibles. (You can steal our free template here.)

All this documentation will help immensely once tax season rolls around. Consider setting up a monthly reminder on your phone or calendar to help you stay consistent.

2) Make the most of productivity tools

There’s no need to reinvent the wheel when organising your taxes. Plenty of productivity tools, like accounting software or apps designed to track your spending, can help you stay on top of your finances.

Using cloud-based software helps you keep track of your invoices and receipts, and keeps you protected from any crashes or hardware failures. Many of these cloud-based services also offer features that help you categorise your income and expenses for easy reference come tax time. A lot of these tools can also integrate with your bank account, making them even more powerful!

If you want to store and organise all your tax paperwork in one place, Xodo Web provides a seamless way to manage and access documents across devices. Alternatively, if you prefer 100% offline work, Xodo PDF Studio (desktop app) allows you to securely edit, annotate, and store all your files without needing an internet connection.

3) Don’t hesitate to seek professional help

It’s tempting to DIY your taxes, especially if you’ve been filing on your own for years. But the reality is, taxes can be complex, and if you’re not confident in your understanding of tax laws, it can lead to costly mistakes.

If you’ve had a major life change (such as starting a new business or expanding your side hustle) or you’re simply feeling overwhelmed, it’s worth seeking help from a professional accountant. They can help you navigate the intricacies of self-assessment, claim eligible deductions, and make sure that you stay compliant with the HMRC’s requirements.

Many accountants also offer services tailored to freelancers and small business owners, so don’t hesitate to book a consultation to get expert advice. You might be surprised how much easier it makes the process  –  and how much time you’ll save in the long run.

4) Stay on top of deadlines

Missing deadlines is one of the most stressful parts of tax season, but it’s easily avoidable with a little planning. For self-employed individuals in the UK, the deadline for filing your online self-assessment tax return is at midnight on the 31st of January, following the end of the tax year. This is also the deadline for paying any tax you owe.

Add these dates to your calendar well in advance and set reminders for yourself so you don’t forget. Additionally, if you are liable for paying a payment on account, you’ll need to keep track of that as well. 

For your peace of mind, it’s a good idea to prepare everything ahead of time, even if you don’t plan to file until the final deadline. This way, you’re not caught scrambling at the last minute.

5) Set aside enough tax funds

One of the biggest challenges for self-employed individuals is setting aside enough money for taxes. It’s easy to get caught up in the day-to-day of running a business and forget to save for taxes, but this can catch you out and leave you without enough funds to pay your bill!

A good rule of thumb is to set aside around 25-30% of your monthly income for taxes, but this will depend on your income and allowable expenses. You can keep this tax fund in a separate savings account so that you don’t spend it by accident. By regularly saving and budgeting for taxes, you’ll avoid the panic of needing to come up with a large sum of money all at once when your tax bill is due. 

Be prepared for an easier tax season next year

One often-overlooked aspect of preparing for tax season is choosing the right business structure. Whether you operate as a sole trader, partnership, or limited company can have significant tax implications. For both those just starting out and those who’ve been in business for a long time, it’s a good idea to get professional advice on whether your current structure is the most tax-efficient. 

Self-employed individuals also often overlook the impact of VAT and other taxes that can apply depending on their earnings or business activities. If you’re registered for VAT, staying on top of your VAT returns is crucial. 

Many businesses struggle with the paperwork and accounting associated with VAT, but taking a proactive approach by regularly reviewing your VAT records means you won’t face last-minute headaches when it’s time to file. Similarly, understanding whether you need to pay Class 2 and Class 4 National Insurance contributions is very important, as these can vary based on your profits.

Xodo is a comprehensive PDF and document management platform designed to enhance productivity and accessibility across devices. The platform offers a suite of tools for viewing, editing, annotating, and signing PDF documents, making it ideal for both individual users and businesses.

The post Five tips to make tax season easier next year appeared first on Talented Ladies Club.

You’re not just making art; you’re also running a small business, managing client relationships, and constantly adapting to market changes. Here are five key things that can help you thrive in this exciting but sometimes unpredictable career.

1) Understand the business side

Freelancing is about being business-savvy. Many artists start with a focus solely on their craft, which is absolutely necessary, but they often overlook the administrative side. If you want to build a sustainable freelance career, you need to know how to handle the business aspects. That means getting familiar with things like invoicing, contracts, taxes, and managing your time effectively. 

Use simple tools like these for invoicing, communication and to keep everything organized. If you’re not sure where to start, check out resources that explain how to set up a freelance business.

2) Portfolio and personal brand

The next big thing you’ll need is a strong portfolio. Without it, you’re essentially invisible in the marketplace. It’s the first impression potential clients get of your work, so it has to reflect your best pieces and show what you’re capable of. It doesn’t have to be massive; focus on the pieces that best demonstrate your unique style and skills.

And don’t just leave it sitting on your hard drive — make it easy for clients to find you by posting it online, whether through a personal website, social media, or portfolio sites like Behance.

3) Communication and expectations

One area that often gets overlooked is communication with clients. Being clear about your process, timelines, and expectations can save you a lot of headaches later. 

Before you start working with someone, set clear terms: How many revisions are included? What are your payment terms? When can they expect the final work? Getting everything in writing helps avoid confusion and ensures both you and your client are on the same page.

4) Find your speciality

Another tip is to find your place. While it might be tempting to take on any project that comes your way, carving out a niche for yourself will help you stand out in a crowded market.

Whether you’re drawn to illustration, digital art, or using oil colors to create realistic portraits, having a specialized focus helps clients know exactly what you offer. Specialization makes it easier for you to target the right audience and attract clients who appreciate your specific expertise. 

5) Stay consistent

Lastly, freelancing requires ongoing learning and consistency. The art world changes constantly, and so does the freelance landscape. Stay on top of trends and be open to new methods and technologies. New techniques? Adjusting to the latest software? Doesn’t matter, as long as you keep growing.

Being consistent in your work and maintaining a reliable schedule will help you build a strong reputation. Becoming a successful artist takes time, dedication, and a willingness to learn both your craft and how to manage a freelance career. So, take a deep breath, dive in, and start building the art career you’ve always dreamed of.

The post Five things you should know if you consider becoming a freelance artist appeared first on Talented Ladies Club.

This shift has opened doors to carving out careers that align better with our personal goals and family needs. 

How can freelancing change the way we work and live? It offers a refreshing alternative to traditional jobs by providing more control over our professional journey. 

1) Improved health and wellbeing

Freelancing can have a positive impact on our health. We have the freedom to set our schedules, which means more time for exercise and self-care. Regular exercise can help reduce stress and boost our mood.

For those working from home, a walking pad treadmill is a great addition to our workspace. It allows us to stay active without leaving the house. Staying active helps keep our energy levels up throughout the day.

Sometimes, long hours at the desk can lead to negative effects. We should consider an under desk treadmill to keep moving while working. Moving more each day can lead to improved health and greater well-being.

Prioritizing our well-being helps us perform our best. When we are healthy, we are more productive and motivated. Freelancing gives us the chance to focus on what truly matters.

2) Control over your schedule

When we choose freelancing, we gain control over our daily schedule. This can be a game-changer, especially for mothers who want to balance work and family time. We decide when to work, breaking free from the traditional 9-to-5 routine.

Flexibility in our work hours allows us to manage school runs, doctor appointments, and family commitments without the stress of asking for time off. We can plan our workday around our personal lives, making it easier to focus on important tasks.

We also get the chance to work during our most productive hours, enhancing efficiency. This means we can align work with our natural energy levels, whether early morning or late evening suits us best.

Managing our schedule helps lower stress and allows more freedom to focus on personal growth and career advancement. This flexibility is a key reason freelancing appeals as a career option.

3) Unlimited earning potential

Freelancing gives us the chance to set our own rates. This means we aren’t stuck with a fixed salary. Instead, we can increase our income by gaining more skills and experiences in our field.

We decide how much work we want to take on. With freelancing, there’s no cap. If we want to work more, we can accept more projects and earn more money.

Working with different clients opens up diverse opportunities. A strong reputation allows us to increase our prices, further expanding our earning potential. Freelancing allows us to harness our skills and turn them into profit in a way that suits our lifestyle.

For mothers looking to balance family and career, this flexibility and earning potential are huge advantages. We can choose projects that fit our schedules while still boosting our income. In this way, freelancing truly supports both career growth and personal needs.

4) Location independence

Location independence is a key benefit of freelancing that we can’t overlook. We have the freedom to work from anywhere—whether it’s from a cozy café down the street or while traveling to new places. This flexibility can open up a whole new world of experiences for us.

We are not tied to a single office or city. This allows us to balance work with personal life, which is especially important for mothers trying to manage busy family schedules. Being able to choose our workspace can make our day more enjoyable and less stressful.

Furthermore, location independence can be financially beneficial. We can live in more affordable areas without worrying about a long commute. Savings on transportation and the chance to live in a place that suits our lifestyle better can greatly improve our quality of life.

5) The ability to choose your clients and projects

When we freelance, we have the freedom to decide who we work with. This means we can handpick clients who align with our values and goals. Working with people we feel comfortable with creates a positive and encouraging environment.

Choosing our projects is another great benefit. We focus on work that excites and inspires us. This helps us stay motivated and passionate about our careers. Over time, we build a portfolio that truly represents our skills and interests.

Sometimes, certain projects might fit better with our schedule and lifestyle. As freelancing moms, this flexibility is essential. We can manage challenging work while being present for our family. This balance is key to creating a fulfilling career on our terms.

6) More opportunities for skill growth

Freelancing offers us the chance to explore and develop new skills. We can pick up projects that are outside our usual expertise, allowing us to learn on the job. This flexibility helps us stay updated with the latest tools and methods in our fields.

As freelancers, we’re often pushed to solve problems on our own. This boosts our creativity and problem-solving skills. We also get to work with a variety of clients, each with different needs and challenges, which adds to our learning experience.

When we freelance, we can also join online courses and workshops. These resources help us polish our abilities and even learn new ones. Engaging in these activities helps us grow both personally and professionally.

7) The power to scale and diversify income

Freelancing gives us control over how much we earn. We can take on more projects when we need extra money. We also have the option to add different kinds of work to what we do. This lets us grow our income and not rely on just one source.

When we work for ourselves, we can explore new industries or skills. Trying out different projects means that we’re not limited to one area. This can lead to more opportunities and keeps our work life interesting.

This flexibility is great for those juggling family and work. We can adapt our workload to fit our lifestyle. Whether we want to reduce hours temporarily or ramp up quickly, freelancing supports these choices.

A diverse portfolio reduces the risk of income loss when a project ends. This way, we have different streams to keep us secure. Being able to scale and diversify brings more stability and freedom.

8) Greater job security in the long run

Freelancing might not seem secure at first, but it can offer long-term stability with careful planning. We have more control over our career paths and can adapt to changes in the job market. Building a diverse client base can protect us from layoffs that affect a single employer.

We can also adjust our work during different life stages. This is helpful for mothers returning to the workforce or looking to change their schedules. Flexibility allows us to maintain jobs that fit our family’s needs.

Improving our skills and exploring new opportunities helps us stay competitive. We have access to a variety of projects, experiences, and networks. Over time, this can lead to increased demand for our expertise, providing long-term job security.

9) A stronger sense of purpose and fulfillment

When we choose freelancing, we are often drawn to projects that truly matter to us. This choice allows us to align our work with our passions and interests. Focusing on meaningful tasks strengthens our connection to daily work.

As freelancers, we also have the freedom to decide our work schedule and balance it with our personal lives. For many of us, especially mothers, this balance can be invaluable. It lets us be present for our families while pursuing work that gives us a sense of purpose.

Building a career as a freelancer can boost our confidence and self-worth. We set our goals, achieve them, and see our progress. 

This journey is incredibly fulfilling because it reflects our hard work and dedication. It makes us proud of what we’ve accomplished and inspires us to continue growing.

Freelancing can also provide us with the opportunity to choose projects that align with our values. Working on projects that make a difference in our community or support a cause we believe in can bring a deep sense of satisfaction.

Frequently asked questions

Freelancing provides an avenue for mothers looking to balance careers and family life. Our goal is to explore how freelancing offers unique benefits and address potential challenges.

What unique advantages does freelancing offer to mothers looking to re-enter the workforce?

Freelancing allows for flexible scheduling, making it easier for mothers to manage family commitments. We can choose projects that fit into our daily routines. This flexibility can reduce stress and create opportunities for career growth that fit our needs.

How can women leverage freelancing to achieve a better work-life balance?

Freelancing offers the ability to work from home or any location, saving time on commuting. We can set our own hours, which helps us be present for family events and responsibilities. This balance can lead to improved health and well-being by reducing burnout and stress.

What challenges might mothers face when embarking on a freelancing career, and how can they be overcome?

Uncertainty in workload and income can be challenging. To overcome this, we need to build a diverse client base and continuously market our skills. Time management is also crucial. A well-structured day allows us to manage work and family efficiently.

In what ways can freelancing provide better control over career growth for women?

We have the power to select projects that align with our career goals. This control allows us to pursue areas of interest and expand our skills. Freelancing gives us the chance to grow at our own pace and evaluate what works best for our career objectives.

How can freelancing enable mothers to continue professional development while managing family commitments?

We can access many online courses and communities to enhance our skills. Scheduling learning during free time is an advantage. Continuously improving our skills keeps us competitive, opening doors to higher earnings and career growth.

What strategies can women use to build a successful freelancing career post-maternity?

Networking and joining freelancing platforms can help us find clients. It’s important to set realistic goals and create a portfolio showcasing our skills. We should also seek feedback and connect with other freelancers to share experiences and advice, which can boost our confidence and success.

The post Nine ways freelancing can redefine your career and lifestyle for the better appeared first on Talented Ladies Club.

With so many digital tools and platforms at their disposal, contractors can leverage these marketing strategies to establish a strong online presence, nurture client relationships, and ultimately broaden their client base.

Create a professional website

A polished, user-friendly website serves as the cornerstone of any successful marketing strategy. It acts as the first point of contact for potential clients and provides crucial information about services, pricing, and previous projects. Incorporate high-quality images and testimonials from satisfied customers to build trust and credibility.

Ensuring that the website is mobile-responsive is essential. With an increasing number of clients searching for contractors via smartphones, a mobile-friendly site enhances user experience and improves search engine rankings. For added capability, contractors can consider integrating client project tracking features or a blog section that shares insights and news related to the industry.

Leverage social media platforms

Social media stands out as a powerful marketing tool for contractors aiming to connect with new clients. Platforms such as Facebook, Instagram, and LinkedIn provide numerous opportunities to showcase completed projects and share valuable industry information. Regularly posting engaging content helps attract potential clients while also keeping existing customers informed about new services or promotions.

Utilizing targeted social media ads can enhance visibility. By defining specific demographics, contractors can ensure their advertisements reach a focused audience interested in their services. Engaging with followers through comments and direct messages actively builds relationships and fosters a sense of community around the brand.

Use content marketing

Content marketing plays a pivotal role in positioning contractors as industry authorities. This strategy not only boosts organic search traffic but also builds trust with clients. For instance, a contractor might share a detailed blog post outlining the benefits of energy-efficient materials in construction. In this case, including calls to action within the content encourages readers to reach out for consultations or quotes.

Many successful contractors collaborate with marketing agencies, such as those found at Relentless Digital, to produce high-quality content tailored to their target audience. By creating valuable content—such as blogs, how-to guides, and video tutorials—contractors can engage with potential clients while demonstrating their expertise. 

Implement search engine optimization (SEO)

Effective SEO strategies are crucial for contractors aiming to enhance their online visibility. By utilizing relevant keywords and optimizing their website content, contractors can improve their search rankings on Google. Ensuring that both on-page and off-page SEO techniques are in place will attract more organic traffic.

Additionally, creating localized content can cater to specific markets. This targeted approach enhances the likelihood of connecting with local clients who are searching for services in their area. Regularly updating the website with fresh content, including project highlights or news about community involvement, can further contribute to improved search engine performance.

Network and build relationships

Networking is an essential aspect of contracting business growth. Attending local events, trade shows, or workshops allows contractors to meet potential clients face-to-face and share insights about their services. Establishing relationships within the community can lead to referrals, which are often more trustworthy for prospective clients.

Developing partnerships with local suppliers, real estate agents, and other professionals in related industries can create a steady stream of referrals. Cross-promoting each other’s services can provide mutual benefits and widen exposure.

Invest in targeted advertising

Investing in targeted advertising can yield significant returns for contractors. Pay-per-click (PPC) advertising allows businesses to feature their services at the top of search engine results. This method generates immediate traffic to their website and can be tailored to specific audiences based on geographical and demographic information.

Social media ads, as previously mentioned, also present a viable opportunity for visibility. Many platforms allow advertisers to utilize video ads, which can showcase finished projects in an engaging manner. By concentrating on well-defined target audiences, contractors can optimize their advertising initiatives for maximum effectiveness.

Use customer feedback and reviews

Client feedback is invaluable for contractors seeking to improve their services and attract new business. Encouraging satisfied clients to leave reviews on platforms like Google My Business or Yelp can significantly bolster a contractor’s reputation online.

Positive testimonials act as social proof, reassuring potential clients of the contractor’s reliability and expertise. Incorporating feedback into business practices not only improves the quality of services offered but also demonstrates a commitment to client satisfaction. Requesting client reviews post-project completion fosters engagement and keeps the lines of communication open.

Applying smart marketing strategies allows contractors to expand their client base and foster lasting relationships. From establishing a professional website to utilizing social media platforms, each tactic contributes to a stronger online presence.

By investing in SEO, targeted advertising, and leveraging customer feedback, contractors can position themselves as leaders in the industry. Ultimately, being proactive and adaptive will enable these professionals to navigate the evolving landscape of client engagement effectively.

The post Smart ways contractors can use marketing strategies to reach more clients appeared first on Talented Ladies Club.

What makes these spaces so different? Why are they proving to be hotbeds for innovation and collaboration? 

A space that feels alive

Imagine working in a space that has energy – where colors pop, natural light fills every corner, and there’s an open, vibrant layout. Creative coworking spaces focus on building environments that feel dynamic and alive. They understand that physical surroundings can directly impact a person’s mindset, productivity, and creativity.

You won’t find the gray walls and harsh fluorescent lighting typical of many corporate offices. Instead, you might see bright artwork, comfortable seating, and lots of green plants. This intentional design makes coworkers feel welcomed and motivated!

Community is the heart of coworking

One of the most valuable aspects of being in a creative coworking space in Los Angeles is the community. Unlike a traditional office, where people typically work in silos, coworking spaces encourage interaction and collaboration. Have a question about marketing? Chances are there’s someone nearby who can help. Stuck on a design issue? There may be a graphic designer a few desks away. 

This built-in network is not just about convenience; it’s also about fostering meaningful relationships. Many people working in coworking spaces find mentors, partners, or friends they wouldn’t have met otherwise. The connections forged here often go beyond just professional advice—they’re about building relationships that can last long after you’ve packed up for the day.

Networking without the pressure

Networking can feel forced or awkward, especially in traditional office settings or at formal networking events. Coworking spaces make networking more organic, with frequent meet-and-greet sessions, lunch gatherings, and casual discussions over coffee.

The friendly, informal setting makes connecting easier and less intimidating. You’re not there to “sell” yourself; you’re simply sharing a space with like-minded people, which naturally leads to conversations and connections.

Sparking innovation through collaboration

Innovation thrives when people from different backgrounds come together to share ideas. Coworking spaces are built for exactly this kind of collaboration. By working in the same space, professionals from diverse fields can share unique insights and fresh perspectives, sparking ideas that may never have come to light in a conventional office setup.

For example, imagine a software developer sitting next to a social media strategist. They might strike up a conversation, and before you know it, they’re brainstorming a new app idea that neither would have thought of on their own. Or perhaps a copywriter overhears a web designer discussing a challenge with a client, leading to an impromptu brainstorming session. In coworking spaces, these “water cooler moments” happen all the time, fueling innovation in unexpected ways.

Access to valuable resources

Many coworking spaces offer resources beyond a desk and Wi-Fi. Think high-end conference rooms, podcast studios, photography equipment, and sometimes even 3D printers.

These resources empower members to work on a variety of projects without investing in costly equipment themselves. Having access to these resources expands the possibilities of what individuals and teams can create, making coworking spaces especially attractive for startups and freelancers on a budget.

Balancing work and wellness

Coworking spaces are leading the way in promoting work-life balance and well-being. Many provide wellness amenities such as yoga rooms, meditation zones, and even outdoor spaces to ensure that members aren’t just working but thriving. These wellness features aren’t simply an add-on; they’re an integral part of the experience. A relaxed, happy worker is often a more creative and productive one, and coworking spaces have embraced this philosophy wholeheartedly.

The concept of work-life balance in coworking spaces goes beyond physical amenities, though. It’s about fostering a culture that values flexibility and understands that people work best when they’re in control of their schedules. In a coworking space, they can create a routine that works for them, allowing for a healthier balance.

Staying inspired every day

A good coworking space can make every workday feel new and exciting. When you’re surrounded by a diverse, creative community in a well-designed space, it’s hard not to feel inspired. The positive, collaborative atmosphere makes work feel less like a chore and more like a choice.

Whether you’re an entrepreneur looking to launch the next big thing or a freelancer seeking fresh ideas, a creative coworking space can provide that extra push. The inspiring environment encourages growth and development, not only professionally but also personally. 

A new way to work

For those looking to stay innovative, connected, and motivated, creative coworking spaces offer an ideal environment.

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