What every woman needs to know about protecting herself and her family

In today’s fast-paced world, women carry an incredible load – juggling work, family life, caregiving, health, and finances. On top of all this, one of the most powerful choices you can make is to proactively protect yourself and those you care about. That means not living in fear, and instead feeling confident that even if things go wrong, you’re always prepared. 

Whether it’s navigating the healthcare system, building financial stability, or preparing for life’s “what ifs,” this guide outlines practical ways to feel more secure and confident in everyday life.

Understand your rights in healthcare

Most women are used to putting others first, especially when it comes to health. But what if something goes wrong with the care you receive, or with the treatment of your child or parent? In these moments, knowing your rights isn’t just helpful — it’s empowering.

If you’ve experienced delayed diagnoses, surgical errors, or a lack of follow-up care, it may be a case of medical negligence. This could include anything from a GP missing warning signs to a hospital failing to act quickly in an emergency. Seeking advice from experienced professionals can help you navigate what happened and protect yourself moving forward. You don’t have to go through it alone.

Build financial security for tough times

Finances are one of the most common sources of stress, especially during emergencies. Unexpected events such as illness, job loss, or family emergencies can very quickly place strain on household finances. While we can’t plan for everything, creating a financial cushion gives you peace of mind and breathing room when you need it most. You could set aside a small emergency fund, even if it’s just £10 a week. 

Taking practical steps may help reduce the risk of conflict or confusion in the future. Tools such as the MoneyHelper Budget Planner can provide guidance for budgeting. For more complex topics, such as pensions or life insurance, consulting a bank advisor or financial coach may offer additional clarity.

Prioritise your mental and physical safety

Being safe isn’t just about finances or legal documents – it’s about feeling secure in your relationships and home life, too. This might mean setting boundaries in a relationship, asking for help when you need it at work, or checking in on your mental wellbeing. Establish a support network of people you trust and make a plan for who you’d talk to in a crisis. 

 If you ever feel overwhelmed or unsafe, know that help is available. Services like Women’s Aid offer support and advice for women facing domestic abuse, while your local GP can connect you with mental health resources.

Teach your family to plan together

When the unexpected happens, having a plan makes all the difference. Whether it’s setting up a plan for childcare during emergencies or sharing passwords for important accounts, knowing you’ve prepared together helps everyone feel safer. 

Keep a shared document or notebook with essential details such as emergency contacts, insurance, and medical information. This simple practice can be a lifesaver when time is limited and emotions run high.